Riverside California

Riverside and San Bernardino Mortgage Trends and Tools

Alma Jill Dizon
(951)640-1458
dizonaj@gmail.com


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Mortgage Rate Historic Trends

As a real estate agent in the Inland Empire consisting of Riverside County and San Bernardino County California, I keep close track of mortgage rates as they are intimitely tied housing prices and the ability of my clients to secure mortages. 

Riverside and San Bernardino Mortgage Trends

I have compiled available mortgage data from HSH Associates in order to understand Southern California real estate mortgage trends. Above is a chart of the United States average mortgage rates for 30 year fixed rate mortages and adjustible rate mortgages over the past 20 years. I update this monthly as new data becomes available. (Updated November 11 with October '2007 data)

Riverside and San Bernardino Mortage Information

When preparing to buy a home, the first thing many homebuyers do is look at "homes for sale" ads in newspapers, magazines and listings on the internet.  The next thing you should do – before you start shopping – is to speak with a mortgage broker.  Why?  A mortgage broker will help you determine your financing options.  Determining the type and amount of mortgage financing will affect how you proceed with your home search.

I work with several reputable mortgage brokers in the Southern California area.  Please phone or e-mail me and I will put you in touch with several mortage brokers that I feel may be well matched to your situation - different lenders specialize in different loan programs. (Note that I do not receive a commision for this referral and these will be lenders with whom I will work with closely to help smooth the loan and Escrow process.)


Riverside and San Bernardino Mortgage Calculators

Below is a calculator to make an amortization schedule for a loan of any term, rate, and size. [If it does not appear below, the internet security on your machine is blocking the calculator from running.]

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Alma Jill Dizon
Riverside and San Bernardino Real Estate Agent
Coldwell Banker Armstrong Realty Riverside and San Bernardino

Copyright © 2004,2005,2006,2007 Alma Jill Dizon, Riverside and San Bernardino Realtor. All rights reserved.
Last modified 11/17/2007