¨ Equipment Finance Agreements  - Traditional bank financing for new equipment purchases.

¨ Capital Leases  - Standard lease agreements as an alternative to traditional bank financing.

¨ Off-Balance Sheet Leases  - Popular program for customers looking to keep the added debt off their balance sheet.  Your current tax situation may make this the desired method of equipment acquisition.  If you are subject to the Alternate Minimum Tax or the mid quarter convention, this type of financing may be highly desirable to maximize the tax benefit from purchasing equipment.

¨ Refinances  - Combining existing equipment loans to take advantage of lower rate or lower payments.

¨ Rental Programs  - If you need the machine now but may not need it in the future, this could be the program for you.

¨ Skip Payment Program  - In periods of rapid growth, many customers want to get their new equipment into production before they start to make payments.  This is one of our more common programs.

¨ Equipment Lines of Credit  - We can pre-approve you for up to $300,000 in new equipment purchases with a one-page application.  Larger amounts would require a financial statement package.

 

 

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