Retire With DignityRetire With Dignity:

Be Worth $1,000,000 Without Working for the Rest of Your Life

(Soft cover - 5.5 x 8.5) Author: David W. Murphy

Far too many Americans live with low incomes during their retirement years when it is not necessary.  Do you want to end up this way?  Do you want to have your freedoms restricted and not be able to live your dreams?  You can live in relative easy and comfort in the twilight years of life or earlier.  Yes – it is possible by planning ahead and putting the principles taught in this book into practice by acting now.

This book is about building a financially secure future for the working American – not the wealthy.  Learn how to awaken the sleeping financial giant within yourself.  Learn why Albert Einstein called compound interest the “eighth wonder of the world.”  See how it can turn $1.00 a day into $68,527 over time.  Turn your annual $500 income tax refund into $82,245 for later use.  Discover the secrets of accumulating an estate worth $1,000,000 with relative ease.  See how inflation can reduce your future buying power and why you should never underestimate its effects.  Be prepared for whatever comes your way.

Whether you earn $20,000 or $200,000 a year you can build a secure future by exercising self discipline and by acting now.  Just think for a moment.  If you need $40,000 per year to live on during retirement and live for 25 years, you will need $1,000,000 waiting in a fund!  Learn the vital steps of planning, finding the money to begin, and the advantages of starting your plans now.  Order your copy of Retire with Dignity today!

Here is what readers have to say about Retire with Dignity.  “Valuable and useful information for ANY age.  Retire with Dignity is a great reference in a compact e z read.  A must have for young families.”   Barry – Financial Advisor
“Everyone can relate to this book from average to lower income families to single moms.  It is informative and serves as
a great tool in preparing for the retirement years.  This book really makes planning for a financially secure future easy!”  Sonya- Bookstore Manager, Barnes & Noble
“I really like the idea behind the book and it will help thousands of people reach their wealth and retirement goals.”   Greg – Consumer

Price each: $9.95 in US dollars  (+ 6% sales tax for Kentucky residents)
Click here to order.

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12 Steps12 Steps to Financing a College Education with Minimal Borrowing

(Soft cover - 8.5 x 11) Author: David W. Murphy

This book is completely different from any other book available on the subject of financing a college education. It was created to fill a major fundamental void in both parental guidance and student self-direction in college preparation. It is a must read for every household, library, and guidance counselor working with youth. David Murphy is a community college professor, author, youth leader, and father of four children. He and his wife Linda want to show you how to save thousands of your own dollars on higher education. You will learn how to create a customized educational plan whether the student is in public school or college. This book helps relieve the painful burden of borrowing money for education. Overall, our family has received $84,000 in scholarships and grants - $23,000 forthe 2006-2007 school year alone.

View the:

- Table of Contents
- Title Page
- Summary of Book

Sample Pages
- Step 2
- Step 10
- Index

12 Steps is written from a personal point of view, rather than cold facts. It provides work sheets and web sites to customize the book to each family's needs. 12 Steps is a fresh approach that begins with the student as a child and goes through college graduation. The author encourages families to better prepare their students for college by discussing valuable tips that may have been previously overlooked. 12 Steps is an improvement on many books on the market today. It covers the long-term picture and does not limit its scope to the senior year in high school and college years. It highlights students' responsibilities in preparing for college admission, most types of financial aid, a good work ethic, and planning beyond college life. If you and your children are ready to reap the benefits of a college education with minimal borrowing - just read on and get your copy today!

Here is what readers have to say about 12 Steps. "This book provided a good guide for us as we began exploring assistance with high out-of-state tuition costs. It is a helpful all-in-one source."         Dr. Deborah Cox, College Dean
"These ideas helped me uncover thousands of dollars for my college education and helped me get organized."         Mary, College Student"I would recommend this book as an easy to understand guide for students and parents when seeking financial assistance for college."        Caroline Clayton, College Financial Aid Director "This book is very positive and forward thinking for parents and students in addressing the expense of a college education. It is very affordable and a
great book."       Sonya Burns, College Bookstore Manager 

Price each: $12.95 + 6% tax for KY residents (in US dollars)
Click here to order.